Planning for retirement involves more than just saving, it requires making smart, informed decisions about when and how to draw income and manage healthcare expenses. In this comprehensive seminar, financial advisors Joseph Quinto and Scott Stern will guide you through the key strategies surrounding Social Security and Medicare so you can approach retirement with confidence. In this workshop you’ll learn how Social Security benefits are calculated, when it may make sense to begin claiming, and how different claiming strategies can affect your long-term income. We will break down the basics of Medicare, as well as the differences between Medicare Advantage and supplemental Medigap plans. You will gain insight into what Medicare does, and does not, cover, and how out-of-pocket healthcare costs can add up over time.

Whether you are approaching retirement or already retired, this seminar will provide practical strategies to help you maximize benefits, reduce unnecessary costs, and create a more tax-efficient retirement plan.